Do I have to talk to the insurance company after?

A car crash is a traumatic experience. First, ensure everyone is safe and get medical help if needed. Then, once the situation is stable, you might wonder if you need to speak with an insurance company. In sum, someone will need to contact the insurance company. To clarify, you can do it yourself, or you can hire an injury lawyer to do it for you.

Car accident on the street.

Immediate Steps After a Crash

First, check if you and your passengers are safe. Next, immediately call 911 for police and medical help. Also, even if injuries seem minor, it’s essential to have a medical professional check them. Additionally, if possible, move your vehicle to a safe location to prevent further accidents.

Legal Requirements in Louisiana

In Louisiana, the law requires drivers to have car insurance. Therefore, getting the other driver’s insurance information is crucial. Moreover, if you can’t obtain this information yourself, the police can get it and include it in their report.

Dealing with Insurance Companies

Next, report the accident to your insurance company. This step is necessary because they need to investigate the crash to determine coverage. However, speaking with the other driver’s insurance company is optional. Thus, while cooperation is generally beneficial, you are not legally obligated to give a statement.

If you’re uncomfortable speaking with any insurance company, consult a personal injury lawyer. An experienced lawyer can handle all communications on your behalf. This way, you can protect your rights and avoid hurting your claim.

Importance of Reporting the Crash

Promptly reporting the crash to your insurance company is essential. This allows them to start their investigation and determine coverage. Furthermore, this step helps urge compensation for damages or medical expenses. Insurance companies need all relevant details to process your claim efficiently.

Seeking Legal Help

If you feel overwhelmed, a personal injury lawyer can be invaluable. These professionals have experience with car accident claims. They can guide you through the process and ensure all necessary steps are taken. By handling communication and negotiation with insurance companies, lawyers help you focus on recovery.


In conclusion, you must report the accident to your insurance company. However, speaking with the other driver’s insurer is not mandatory. If you prefer, a personal injury lawyer can manage these interactions. This helps secure the compensation you deserve and allows you to concentrate on healing.

OUR team

We prefer doing to talking (except in court), We take the bull by the horns and give you clear and practical advice. Personal, to the point, and in plain language. Any questions? Feel free to call or to drop by.

After reviewing your medical costs, lost wages, and pain and suffering damages, we can help you understand what your case is worth and plan a road map going forward.
After reviewing your medical costs, lost wages, and pain and suffering damages, we can help you understand what your case is worth and plan a road map going forward.

$1.056 billion verdict against Exxon Mobil

If you think you may have a claim and need legal help to hold those parties responsible for damage that they have caused, contact an attorney from our firm.

Stag Liuzza fights industry giants across the country and holds them accountable for their actions. We strive to ensure that communities have access to safe drinking water, clean air, and a healthy environment. is operated and provided by Stag Liuzza, LLC responsible attorneys Michael G. Stag and Ashley M. Liuzza. Stag Liuzza, LLC is officed in New Orleans, LA, and our attorneys are licensed in Louisiana and Mississippi.

Nothing on this site should be taken to establish an attorney-client relationship with us unless and until a contract for representation is signed. The attorneys of Stag Liuzza are licensed in Louisiana and Mississippi and may associate counsel licensed in other jurisdictions as necessary.

Past results do not guarantee any similar result or outcome in your claim. Each claim is different.

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