What if you are in a car accident and the other vehicle doesn’t have a license plate? Likewise, what if the other vehicle leaves the scene? You will need to act quickly to manage the situation. Further, this scenario makes it hard to identify and track down the driver responsible for the crash. And it makes it harder to recover expenses caused by the crash from their insurer. 

Heavy accident, Modern car accident involving many cars on the road in Thailand

Ensure Safety and Report the Incident

First and foremost, prioritize your safety. That is to say, immediately call the police and emergency services. They’ll help manage any injuries and secure the accident scene. Above all, quick reporting is crucial for safety. Further, it helps the police in potentially identifying the other vehicle through traffic cameras or nearby security footage.

Gather Evidence

At the scene, try to collect as much evidence as possible. To clarify, photograph your vehicle, the damage, the surrounding area, and any details you remember about the other vehicle. Further, talk to witnesses, gather their contact details, and get their accounts of the wreck. This information will be vital for the police and any legal actions you might pursue.

Understanding Uninsured Motorist Insurance

Uninsured Motorist (UM) coverage can be an essential part of your auto insurance. It protects you if you’re hit by a driver who either doesn’t have insurance or can’t be identified. Likewise, UM coverage can pay for losses when the other driver is at fault but uninsured.

How to Get UM Coverage

You can add UM coverage to your policy when you sign up for car insurance. Likewise, you can get it during your policy renewal. Overall, it is generally a small addition to your premium but offers significant protection.

Benefits

The primary benefit of UM coverage is financial protection against losses caused by uninsured or hit-and-run drivers. Moreover, this coverage ensures you’re not left paying out of pocket for bills and expenses.

Drawbacks

The main drawback is the additional cost to your insurance premium. However, the cost is typically low compared to the potential out-of-pocket expenses after an accident with an uninsured driver.

Legal Options in Louisiana

In Louisiana, UM coverage can cover damages for both bodily injury and property damage caused by an uninsured driver. If you choose to make a claim with your UM coverage, ensure you have a detailed police report. This is often required by insurance companies to process your claim. Further, consulting with an injury lawyer can provide you with the best strategy for pursuing your claim.

Summary

Dealing with a hit-and-run, especially when the other vehicle is unlicensed, can be overwhelming. However, prompt action to document the crash, and understanding how to use your uninsured motorist coverage can ease the process. Therefore, consider the benefits of adding UM coverage to your insurance to protect against such unpredictable incidents. Finally, for comprehensive advice, a car accident lawyer can be invaluable in navigating the complexities of your case.

OUR team

We prefer doing to talking (except in court), We take the bull by the horns and give you clear and practical advice. Personal, to the point, and in plain language. Any questions? Feel free to call or to drop by.

After reviewing your medical costs, lost wages, and pain and suffering damages, we can help you understand what your case is worth and plan a road map going forward.
After reviewing your medical costs, lost wages, and pain and suffering damages, we can help you understand what your case is worth and plan a road map going forward.

$1.056 billion verdict against Exxon Mobil

If you think you may have a claim and need legal help to hold those parties responsible for damage that they have caused, contact an attorney from our firm.

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stagliuzza.com is operated and provided by Stag Liuzza, LLC responsible attorneys Michael G. Stag and Ashley M. Liuzza. Stag Liuzza, LLC is officed in New Orleans, LA, and our attorneys are licensed in Louisiana and Mississippi.

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Past results do not guarantee any similar result or outcome in your claim. Each claim is different.

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